If you are involved in a car accident in a state that follows the no fault laws with regard to such accidents you will be responsible for any and all resulting damages you suffer from the accident. A no fault state means that neither party involved in a car accident shall be held liable for said accident. Instead, both parties shall be held responsible for their own damages regardless of who may or may not have been at fault. This affects a no fault car accident victim in that they must absorb the cost of their own damages, whether it be out of their own pockets or by filing a claim with their respective auto insurance provider. Many motorists who live in a no fault state take out additional auto insurance coverage as a way to be certain they can cover their damages.