Property Damage Uninsured Motorist

A large portion of claims resulting from an auto accident are for property damage. Uninsured motorist insurance helps to cover the cost of these damages when one of the drivers involved doesn't have insurance coverage. Uninsured motorist insurance will pay for damages to the automobile of the person that is covered under this type of policy when the other party isn't insured. The amount of damages covered is contingent on the limits placed on the policy. There is an added cost in order to have uninsured motorist coverage, and the limits vary from state to state. Uninsured motorist coverage doesn't always cover the entire amount of the damages, but in conjunction with other insurance coverage, most of the costs are paid for. A motorist may sue the faulted party in court for any balance of costs that are not covered under their insurance policy.

Fast Facts

  • Auto accidents are the most frequently filed claims in the United States.

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  • Types of Auto Insurance

    Because of the cost of medical care and vehicle repair, it has become vital to have auto insurance today.  In ...
    • Site: trafficviolationlawfirms.com
  • Uninsured and Underinsured Car Accident Claims

    In a perfect world, when you get into an accident, the negligent party would be able to shoulder the damages y...
    • By: Rodney Mesriani
    • Site: autoaccidentlawyers.com
    • 6 of 6 user(s) found this useful
  • Accidents with Uninsured Drivers

    Having a car accident is traumatic enough. Finding out that the other driver did not have insurance is an addi...
    • Site: autoaccidentlawyers.com
    • 1 of 1 user(s) found this useful
  • Insurance Coverage Issues in Personal Injury Cases

    Comprehensive insurance is similar to collision insurance, except that comprehensive insurance will pay for da...
    • Site: lawfirms.com
  • Auto Insurance Medical Claims

    Unfortunately, car accidents are an every day occurrence, and sooner or later chances are you’ll be involved i...
    • Site: autoaccidentlawyers.com

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