Uncovered car accident medical expenses are those expenditures which a person incurs as a direct result of a car accident, whether it be a single car accident or a multiple one, that are not covered, and thus paid, by their insurance provider or insurance policy. Many people take out additional auto insurance coverage as a way to protect themselves from having to deal with out of pocket medical expenses. As such, if they are involved in a car accident, and they are faced with exuberant medical expenses, there's a better chance their policy will cover all of them. If you are strapped with uncovered car accident medical expenses, the medical facilities in which you received treatment will only wait so long before sending their claim to a collection agency. This can ruin even the best of credit standings.