Uninsured Motorist Damage

If an insured motorist should be involved in a car accident with an uninsured motorist, damages sustained by both parties will be the responsibility of each individual party. In other words, each party will be responsible for the cost of repairs and or replacements of their own property. If the insured motorist has uninsured or underinsured motorist coverage, their policy will cover any damages up to the limit specified in the policy. Uninsured motorist coverage does not cover physical injuries. Fourteen percent of all motorists in the United States carry no automobile insurance at all. Uninsured motorist coverage is available in all states, at varying rates, and the language in each policy is exclusive to each individual state. Uninsured motorist coverage is mandatory in New York, Maryland and Illinois, and a motorist is not able to register a motor vehicle without it. Automobile accident claims are the most common type of claim filed in the United States.

Fast Facts

  • It is mandatory to have uninsured motorist coverage in New York, Maryland and Illinois.

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Results 1-5 of 15 for "uninsured motorist damage"

  • Types of Auto Insurance

    Because of the cost of medical care and vehicle repair, it has become vital to have auto insurance today.  In ...
    • Site: trafficviolationlawfirms.com
  • Uninsured Motorist Coverage in Georgia Has Changed

    Effective January 1, 2009 you must now make a choice when you renew your uninsured motorist coverage. You will...
    • By: Jeff Klein
    • Site: caraccidentattorneys.com
    • 1 of 1 user(s) found this useful
  • Uninsured and Underinsured Car Accident Claims

    In a perfect world, when you get into an accident, the negligent party would be able to shoulder the damages y...
    • By: Rodney Mesriani
    • Site: autoaccidentlawyers.com
    • 6 of 6 user(s) found this useful
  • Accidents with Uninsured Drivers

    Having a car accident is traumatic enough. Finding out that the other driver did not have insurance is an addi...
    • Site: autoaccidentlawyers.com
    • 1 of 1 user(s) found this useful
  • Auto Insurance Medical Claims

    Unfortunately, car accidents are an every day occurrence, and sooner or later chances are you’ll be involved i...
    • Site: autoaccidentlawyers.com

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