Bodily Injury Caused By An Underinsured Auto In Massachusetts

Bodily Injury Caused By An Underinsured Auto
 
This coverage pays for bodily injury damages to you, household members and passengers, unless they have a policy of their own, or are covered by a Massachusetts auto policy of another household member with similar coverage. The accident must be caused by someone without enough bodily injury coverage. It pays you up to the difference between the total amount collected from the bodily injury liability insurance covering the owner and driver of the other car, and the limits you purchased for this coverage.

Since many people buy only the minimum required amounts for Bodily Injury to Others, selecting higher limits may protect you from incurring high personal injury expenses. You may purchase coverage up to, but no more than, the limits of Bodily Injury to Others coverage you carry. This coverage will not pay for damage to property.