Staged Auto Accidents

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The National Insurance Crime Bureau reports that car insurance schemers enact traffic accident scams in all 50 states.  Many states maintain an insurance fraud bureau that is responsible for preventing, investigating, and prosecuting alleged car insurance schemes.  An insurance fraud bureau can be effective in reducing the number of traffic accident scams and seeking punishment for those responsible for the scams, however car insurance schemes have not been eliminated and remain a problem in the United States.

Staged Car Accident Schemes

Staged accident schemes are ones in which a person intentionally causes an accident such as:

  • Swoop and Squat: in a swoop and squat scheme, two drivers work together to box in their victim.  One drives alongside the victim and the other drives in front of the victim.  Then the driver in front slams on the brakes leaving the victim nowhere to go but into the car in front of him.
  • Drive Down: the victim tries to merge into traffic and is waved on by the schemer. The schemer than slams into the victim and denies having waved the victim to enter the traffic lane.
  • Start and Stop: in a start and stop scam, the suspect is driving a car that is stopped and the victim is behind him.  The suspect driver starts to drive again and so does the victim. Then, the suspect driver slams on the brakes, causing the victim to rear end him.

Staging accident schemes is a criminal offense. Potential penalties include jail time and significant fines.

Help from a Lawyer

If you are accused of staging an auto accident then you need the help of a good defense attorney to avoid the penalties and consequences of being charged for auto insurance fraud.  Likewise, if you have been the victim of a staged auto accident then you need the counsel of a good auto accident attorney to help you recover the damages to which you are legally entitled.