So You’ve Been in a Car Accident, What Do You Do Now?

As the old saying goes, nobody plans an accident. But car accidents happen every day, and it’s a good idea to plan ahead and know what you should do if you find yourself in this situation. It is always good to know the cause of auto accidents, so you can work to minimize risk, even if it is a not at fault car accident.

Of course, the best offense is a good defense. That means driving defensively. Obey speed limits, wear your seat belt, stay alert, and don’t use your cell phone while driving. Often, cell phone use cause car crash.

But even the most cautious may find themselves involved in an auto accident. That’s why it’s important to be prepared and know what to do if you find yourself in a car accident.

What to Do at the Scene of an Car Accident

The first concern after a car accident should be everyone’s safety. If you and your passengers are uninjured, check with the other vehicle involved in the crash. If there are any automobile accident injuries, call 9-1-1 to have emergency medical teams sent to the scene.

Once medical concerns have been addressed, call police to the scene and contact your insurance agent. Do these two things even if you think damage is minor.

A police report can be helpful if you discover vehicle damage, or even personal injuries, that were not immediately noticed at the time of the accident. You will need a police report to file a claim with your insurance carrier or to make an automobile insurance claim against the other driver. It might also protect you if the other party tries to make a claim against you.

You will need to exchange insurance information with the other driver involved in order to be able to file care insurance claim. It’s also a good idea to exchange name and phone number information, as well as to write down the license plate number and make and model of the car. If there are any witnesses to the crash, get their names and numbers as well.

Because you might not be thinking clearly after an accident, keep a copy of a car accident checklist in your car glove box. A good checklist can be found at

What Not to Do at the Scene of a Car Accident

Don’t talk! You should only talk to the police officer handling the accident scene. Answer police questions honestly but only state the facts. Never admit fault in the accident—to anyone. Making statements such as "the car accident is my fault" will make it difficult to defend yourself against any possible liability claims. However, saying "the car accident that was not my fault" won't help either

Don’t be rushed into a car accident settlement settlement. You will, of course, need to contact your insurance carrier, who will begin their own investigation into the accident. Their goal is to determine whos at fault in a car accident and make a settlement as quickly as possible and to their advantage! Do not let anyone—not even your insurance agent—rush you into a settlement that you believe is unfair to you.

Seek the Advice of Car Accident Attorney

Contacting an attorney who specializes in automobile accidents may help save you a considerable amount of money. Vehicle damage, personal injuries and multiple insurance claims can make sorting out car accident settlements a difficult task. A car accident attorney will keep your best interests in mind and make sure you receive a fair settlement.